What Do Insurance Company Use To Evaluate Their $ Offer To You?

Bernard Tully Personal Injury Lawyer. Phone: 412-281-8700

What do insurance companies use to make their evaluation on the value of a person’s case? We often get asked that by people who were hurt in an accident, had to get treatment at the hospital, go to therapy, and on top of that, they lost days at work. Let’s discuss how insurance companies then come up with a $ offer to someone for the value of a case. There are two types of evaluations, or complaints that are made by individuals that are hurt.

The 1st evaluation is objective. If there’s an objective finding in the doctor’s records when they evaluate and treat you that’s going to carry a lot of weight for the insurance company. An example would be muscle spasms. You can’t fake a muscle spasm since it’s an involuntary mechanism. If it’s in the hospital or therapy records that the client had muscle spasms for the last two months, it’s going to increase the value of a case significantly.

The second evaluation are subjective complaints. This would be when people say they’re hurting, missing work, or not sleeping well at night. Things like these are more suspect and insurance companies might not necessarily believe it.

In our last car injury accident case a question was asked, “Who thinks that the client is exaggerating their injuries?” There were 35 prospective jurors and guess how many raised their hand and said they agreed with the question? 35! All 35 of them thought that the client was embellishing their symptoms.

So objective and subject complaints are what the insurance companies use to evaluate their offer to you. Let us help you get the maximum value for your claim from your insurance companies and contact us today!

Our main focus is honesty. We always preach it. We are passionate about trying to help any injured person or child with their case. Questions about the blog? CALL US!

Bernard Tully Pittsburgh Case Money Value Personal Injury Lawyer. 412-281-8700 and 1-800-518-0050