Q: Attorney Tully, what happens if there is a lapse in my auto insurance coverage? What if there are extenuating circumstances?

A: Penn DOT is not warm and fuzzy. Acceptable extenuating circumstances are rare. Even being out of the Country will not do it. In Pennsylvania the law is you must have auto insurance for your car. If you do not have car insurance you will lose your driving privileges. If it lapses you get 30 days to get new coverage. Recently a client of mine had to testify under oath he did not drive during that period to keep his license. Call me.