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Q: Attorney Tully, why does Pennsylvania only require a driver to carry $15,000 in auto insurance coverage?
A: Because the auto insurance industry is so powerful. Tragically, I have represented people killed in auto accidents by a driver who only carried the state minimum policy of $15,000. That means the insurance company can simply pay the $15,000 amount and close its file for its client killing another person. Injury lawyers have been trying to get the minimum increased to at least $30,000 but the auto insurance industry is fighting it. Why? Could it be the higher profit margin on a $15,000 policy as opposed to a $30,000 minimum? No recovery/no fee.
