10 Questions to Ask the Insurance Injury Adjuster

Bernie Tully Personal Injury Lawyer. Phone: 412-281-8700

Today’s blog concerns 10 questions that you should ask the insurance injury adjuster about your personal injury case. To set the background, suppose you are involved in an auto accident case that is the other persons fault and you want to settle the case. Here are the 10 questions that you can ask that will help to settle your case.

If you are going to try and do this yourself, the first thing to ask is, what are your policy limits? How much do you have here to deal with? You might have a massive injuries and they only have a $15,000 policy. Try to find that answer first.

2nd – Do you have any umbrella or excessive policy above and beyond your basic policy? Sometimes, they are up to $1 million but, if you don’t ask, you are never going to know.

3rd – Do you accept responsibility for the accident, did you cause the accident? Sometimes they will say, “Well, even though it was a pedestrian accident and you were in the crosswalk we still think you should have been paying attention.” Try to find out if they accept responsibility for the claim.

4th – Do you have a copy of the police report? If you don’t have it, ask them to give you the copy. Why should you have to chase it down?

5th – Ask what do you need from me to get the policy limits? They may say, “Well, we need your records.” Okay fine, I will sign the authorizations if that is going to get me to the policy limits. See the idea here?

6th – Will you be the adjuster that is going to handle the case all the way through? Or is your case going to be shifted off whenever you get past a certain level of an offer? The difference is, the guy that you are dealing with might be a low-level individual whose authority is only $15,000. If you have massive injuries, why are you talking to him instead of the person who has the ultimate authority.

We have several more questions to ask the insurance injury adjuster but a lot of them are common sense or one that you would pick up on quickly if you have been doing this a long time. This is the list that we have accumulated over the years and we are happy to send it to you for free with no obligations. Our main focus is honesty. We always preach it. We are passionate about trying to help you!

Bernie Tully Personal Injury Lawyer. Phone: 412-281-8700