Pennsylvania Is A No-Fault State

Bernard Tully Personal Injury Lawyer. Phone: 412-281-8700

Clients who are in an auto accident often ask us who will pay for the medical bills they start to receive from health care providers. For instance, when clients are injured, the medical bills start to come in as they seek medical treatment such as physical therapy or even surgery for their injuries. So, who pays the medical bills initially? Since Pennsylvania is a no-fault state, their car insurance pays their medical bills!

Pennsylvania Is A No-Fault State

The term “no fault state” means that you do not need to prove who was at fault in order to receive compensation from your insurance company. Usually due to the no-fault state policy, the insurance will pay up to the first $5,000. Now, you can purchase extended first party benefits, for more coverage, but the standard is that the first $5,000 in bills you receive will be paid by your insurance company.

The good news is this doesn’t change your coverage rates based on the bills you turned in to them for payment. That’s what you paid a premium for on your auto coverage policy, and insurance companies are prevented by state law to raise your rates.

So because Pennsylvania is a no-fault state, that is why you turn in your own medical bills into your insurance company. Even if the accident wasn’t your fault at all.

Our main focus is honesty. We always preach it. We are passionate about trying to help any injured person or child with their case. Questions about the blog? CALL US!

Bernard Tully Pittsburgh Auto Accident Personal Injury Lawyer. 412-281-8700 and 1-800-518-0050